2022-09-23|来源:souhu

Gold prices continue to fall, and gold investment products are sought after

The gold price continued to fall. Gold investment products were sought after

Experts said that at present or not the best investment period for gold

Recently, the international gold price continued to fall, even hitting a new low in two years. Driven by the international gold price, the domestic gold price also continued to decline. On September 20, West China Metropolis Daily and cover news reporters visited and found that the price of gold jewelry per gram in Chengdu offline jewelry stores was about 490 yuan, down from two months ago. Some online gold products were even less than 400 yuan per gram; In banks, gold investment products are popular.

The bank's "deposit" products are popular

On September 20, the reporter saw in the online shopping mall or official website of Chow Tai Fook, Liu Fook Jewelry, Chow Tai Sheng, Laomiao Gold and other jewelry brands that the price of gold jewelry per gram is about 490 yuan. In June this year, most of the gold jewelry brands sold more than 500 yuan per gram, and some even exceeded 520 yuan.

The reporter found that in some gold jewelry sales stores, some salesmen said that some gold jewelry had a discount of 10-30 yuan per gram, while some stores said that there would be preferential activities during the National Day holiday.

In addition to offline stores, some online stores also offer discounts on cash products. Take "Jindoudou" ("1g gold" product), which is popular with young people recently, for example, in a famous online jewelry store, the price is 447 yuan, while in some online jewelry stores, the price of the product can be as low as 395.8 yuan after the coupon.

"I think it's appropriate to buy it recently. For about a year and a half ago, the price of 'savings' per gram remained at about 410 yuan." In a bank outlet, a salesperson said that recently the "accumulated savings" products were popular, and he also bought some.

As of press release, mobile banking of Bank of China, China Construction Bank and Industrial and Commercial Bank of China showed that the active accumulated price of "accumulated fund" products was less than 400 yuan per gram, of which the price of such products of China Construction Bank and Industrial and Commercial Bank of China was relatively low, about 385 yuan per gram.

The current or not the best investment period

As for the reason for the recent sharp fall in international gold prices, Zhou Maohua, a financial analyst of Everbright Bank, said that the main reason is that the market is worried about the Federal Reserve's interest rate hike, which will drive interest rates up sharply and weaken the attractiveness of gold. In addition, the strengthening of the US dollar will also put pressure on the gold price denominated in US dollars.

As for gold investment, Luo You, a researcher at Starmap Financial Research Institute, said that in the short term, gold can now be used as part of the household asset allocation plan, but it should be purchased gradually in batches, "At present, it has become a big probability that the Federal Reserve will continue to raise interest rates. For the purpose of income, global capital will flood into the U.S. dollar from non interest bearing gold and other safe haven assets, so that the U.S. dollar index will be in the upward channel, and gold price pressure at the other end of the 'seesaw' will increase sharply."

Duan Fulin, an analyst with Hehualian Futures, said that at present, it may not be the best time to invest in gold. "If the Federal Reserve continues to raise interest rates in the near future, American inflation will be controlled, and the probability of raising interest rates in the first quarter of next year will be greatly reduced, and even interest rates may be reduced. This is a better time to invest in gold."

West China Metropolis Daily - cover news trainee reporter Tan Yuqing